Funding the Future

Richard Murphy and occasional friends talking about everything you need to know to understand the economy, tax, finance and how we fund our future.

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Episodes

25 minutes ago

Many people dream of changing the world, but very few do. In this video, I explain what you really need to do to stand a chance. And a word of warning: patience, skills, and conviction matter more than quick fixes.

2 days ago

Will you still get a UK state pension when you retire? With means testing, cuts and even abolition on the table, many are worried — and rightly so. In this video, I break down the risks, what recent surveys show, and how it could damage the whole economy if the pension system collapses.

What is wealth?

3 days ago

3 days ago


This is the start of my new wealth series. We’re going back to basics — and that means asking what wealth even is. I explain how stocks and flows of wealth shape power, politics, and our future, and expose some of the secrets that the wealthy would rather we do not know as a result.
 

4 days ago

Most people don’t understand how pensions really work. Not politicians, not City insiders, and probably not you. In this video, I explain why pensions aren’t really about savings at all, but about a fundamental contract between generations, and why private pension systems fail to deliver. And this one is really best watched. 
 

5 days ago

We’re starting a new series on this channel: unpacking the myths around wealth. From who the wealthy are, how they got their money, to whether we really need them at all. This is about dismantling the stories the rich tell to keep us in line.

6 days ago

Politicians keep telling us that benefits are a black hole draining the economy. The truth? They’re one of the best ways to grow it. In this video, I explain why paying benefits to those who need them keeps money moving, creates jobs, raises tax revenues and actually balances the books.

7 days ago

Far-right politicians from Trump to Orban to UK ministers are following the same authoritarian script: attack universities, control curricula, ban ideas that challenge power. As a political economist and ex-university professor, I explain why education is at the heart of democracy — and why ignorance is tyranny’s greatest ally.

Write to your MP — it works!

Saturday Jul 05, 2025

Saturday Jul 05, 2025

Democracy is not a spectator sport. In this video, I explain why writing to your MP is still one of the most powerful democratic actions you can take—and how a simple tool can help you do it with ease.

Democracy needs protest!

Friday Jul 04, 2025

Friday Jul 04, 2025

Those with power rarely give it up willingly. That’s why protest matters. It’s how we won workers’ rights, women’s rights, gay rights, and have fought inequality in so many forms. But today, new laws are making protest harder in the UK. It’s time to be louder.

Where does money go in a crash?

Thursday Jul 03, 2025

Thursday Jul 03, 2025

Every time stock markets drop, headlines say that billions have been lost. But where does that money actually go? If you want to understand crashes, confidence, and the baked bean market (trust me), this one’s for you.

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